If you’re eligible at age 65, your Initial Enrollment Period (IEP) begins 3 months before your 65th birthday, includes the month you turn age 65, and ends 3 months after that birthday. Because you must pay a premium for Part B coverage, you can opt out of that coverage. With our online application, you can sign up for Medicare Part A and Part B. Should I Sign Up For Part B (Medical Insurance)? To learn more, read Medicare Premiums: Rules For Higher-Income Beneficiaries. Some beneficiaries with higher incomes will pay a higher monthly Part B premium. You can sign up for Medicare Part B (medical insurance) by paying a monthly premium. Most people age 65 or older are eligible for free Medicare Part A (hospital insurance) if they have worked and paid Medicare taxes long enough. Medicare Part D (Medicare prescription drug coverage) helps cover the cost of prescription drugs. Medicare Advantage Plan (also known as Part C) includes all benefits and services covered under Part A and Part B - prescription drugs and additional benefits such as vision, hearing, and dental - bundled together in 1 plan.Supplemental (Medigap) policies help pay Medicare out-of-pocket copayments, coinsurance, and deductible expenses.Other parts of Medicare are run by private insurance companies that follow rules set by Medicare. Medicare Part B (medical insurance) helps pay for services from doctors and other health care providers, outpatient care, home health care, durable medical equipment, and some preventive services.Part A also pays for some home health care and hospice care. Medicare Part A (hospital insurance) helps pay for inpatient care in a hospital or limited time at a skilled nursing facility (following a hospital stay).Social Security enrolls you in Original Medicare (Part A and Part B). If you choose to have Original Medicare (Part A and Part B) coverage, you can buy a Medicare Supplement Insurance (Medigap) policy from a private insurance company. You have choices for how you get Medicare coverage. The program helps with the cost of health care, but it does not cover all medical expenses or the cost of most long-term care. Certain people younger than age 65 can qualify for Medicare too, including those with disabilities and those who have permanent kidney failure. Medicare is our country's health insurance program for people age 65 or older. Should I Sign Up For Part B (Medical Insurance)?.
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